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Reviewed by Alyssa Elmore for Readers' Favorite
Ever wondered how to create a solid financial future for your children? Have you wondered how to provide your children with money skills that will prepare them for college, buying a car, their first house? Banking On Kids by Stanley G. Buford is a necessary read for parents wanting a more solid financial future for their children. It teaches the reader how to invest in their kids by creating a financial plan, opening a savings account, etc. As the author admonishes, it is never too early to start saving for your child. You can create a savings account as early as the baby's first few months of life.
Instead of delving into the various ways you can spend and save your money, this book is written mainly as a way to teach parents and children the value of holding a savings and checking account. It gives you the pros and cons of giving your child a credit card, and explains the ins and outs of having a checking account in simple terms to help the child better understand. It even explains why a family needs to budget, or create "A Family Spending plan." Although I found a lot of the author's viewpoints to be rather geared more towards Christians, I did find some helpful advice within the book as he explained the need for a child's savings account very well. Banking On Kids does have some very good financial advice and some much needed knowledge for the new and seasoned parent alike. A similar read to a Dr. James Dobson book.