Divorce: Think Financially, Not Emotionally®

What Women Need to Know About Securing Their Financial Future Before, During and After Divorce

Non-Fiction - Relationships
213 Pages
Reviewed on 04/17/2013
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    Book Review

Reviewed by Rebecca McLeod for Readers' Favorite

Jeffrey A. Landers has set out to ensure that women going through a divorce get everything that is entitled to them, avoiding the pitfalls of making decisions based on feelings rather than facts. Unlike with many books on financial freedom after divorce, he takes the perspective of the other spouse being potentially dishonest and teaches you how to make sure that they do not deplete/hide assets; take advantage of your sentimental attachment to assets such as a home or business; and that fair alimony is established. Because of his extensive experience in divorce law, he has really seen it all and he brings this wealth of knowledge to bear on his writing. Well-structured with an index and checklist to help you sort out your situation, this book is a definite winner and should be on the bedside table of every woman contemplating divorce.

By far the most sensible and comprehensive book I have ever read on the topic of getting your finances together before and during the divorce process. I wish I had known about this book years ago when my mother divorced! I really appreciated Mr. Lander’s no-nonsense approach to organizing a divorce team, locating hidden assets, and making sure that things end up absolutely fair. His anecdotes about celebrity divorces illustrate his points and provide a pleasant background (as well as valuable lessons!). Another particularly good selling feature for me is his discussion of the differences between the four kinds of divorce currently practiced in the States and which one to choose.

Danita Dyess

Your marriage might have been an affair of the heart but “your divorce is a business negotiation.” That is the astute assessment of Jeffrey A. Landers, author of “Divorce: Think Financially, Not Emotionally". He is also the founder of Bedrock Financial Advisors, a firm specializing in helping women recover financially from divorce. This 205-page fact-filled guide explains why you should freeze accounts that cannot be closed, never allow your spouse to miss a credit card payment and realize that your spouse can easily (though not lawfully) hide assets. Furthermore, activities appearing on social media can be misconstrued and damaging in court. This book proves that what women do not know – or fail to consider during an emotionally heart-wrenching divorce -- can affect them financially now and in the future.

The layout of the book is simple and easy to navigate. Landers breaks down complex financial and legal terminology into layman’s terms. He attended Pace University School of Law and has 30 years of business experience. He has the designation of Certified Divorce Financial Analyst. Fifty per cent of profits from the book will benefit the Bedrock Divorce Fund for Abused Women, Inc., a nonprofit charity for female victims of domestic abuse. This is Landers's first book but I believe that it will gain high praise from women’s groups and professional recognition from both the financial and legal communities. “Divorce: Think Financially, Not Emotionally” is a must-have for all women.

Kathryn Bennett

"Divorce: Think Financially, Not Emotionally" by Jeffrey A. Landers takes a look at divorce and the emotional roller coaster that it is. Women going through divorce seem to sometimes have a harder time with the financial side of the whole thing. They do not always know how assets might get divided, tax liabilities and what living expenses are going to look like years from now. You have to learn to think financially because what happens in the divorce can effect you for the rest of your life. So make sure you learn, build a team, and while it is not as easy to focus on the financial side you really do need to learn how to think financially.

So I am the first one to admit I really have no intentions at all to divorce and do not see it on the horizon. However, things happen and I have several friends who are going through the harsh realities of a divorce right now. So I thought I would preview the book before suggesting it as a good resource for women who are thinking of divorce. The advice outlined in this book with regard to divorce is fantastic and a lot of it is just practical financial advice for real life and for any kind of partnership. Jeffrey A. Landers really hits several nails on the head with how you have to protect yourself, your property, intellectual and physical, and what a woman needs to do for herself and her children. It can be hard to look at a situation as emotional as a divorce in a rational way but you need to. I think the tips offered in this book on divorce will help anyone going through it to separate the emotional from the very important financial aspect of it.

Sharon Fawley

"Divorce: Think Financially, Not Emotionally", by Jeffery A. Landers, is specifically written for women facing a divorce situation. Landers is a Divorce Financial Strategist and the founder of Bedrock Divorce Advisors, LLC, a divorce financial strategy firm, so he writes and advises with considerable authority. The book starts at the very beginning of the divorce process and advises women about hiring an attorney and other professional advisers to build a “divorce team.” From that foundation, he discusses everything from the process for identifying and protecting marital assets and managing marital debts to important decisions women must take to protect their future financial lives. He also discusses tactics husbands may use against their wives and how to deal with them. Finally, he covers strategies for protecting such things as interest in a business and intellectual property. Along the way, he provides clear and understandable explanations of various court documents and orders. He even provides a good summary of prenuptial and post-nuptial agreements.

No matter how you slice it, divorce is generally a dry and unappealing subject. Landers, however, does a masterful job of making his book as interesting and useful as possible. It is attractively laid out and he makes liberal use of numbered items and bullet lists. Each chapter ends with three summaries called Reminder, Hot Tip, and Legal Matters that summarize key points. This is a book every woman contemplating marriage should read. And if you are a woman with divorce anywhere on the horizon, this book could be a lifesaver. Literally.

Joy Hannabass

When facing a divorce, many times women don’t know how, or don’t think about how, to secure their financial future. For this reason, Jeffrey Landers writes his helpful and informative book, "Divorce: Think Financially, Not Emotionally". This book is divided into sections to help you with the following: preparing For divorce; dividing assets and debts: key concepts; protecting your assets; and special topics. Each of these sections goes into great detail about what is important during this time, and it teaches you how to go about what is needed. In the Special Topics section, the author gives women an insight into the tactics husbands will use, how to protect yourself, and other valuable lessons you need to know.

If you are going through a divorce, or know someone who is, this is a really good book to have on hand. You will find many questions answered here, plus a lot of advice and tips you probably never thought about. One thing I really appreciated while reading was the way Mr. Landers expresses the need for women to make sure the protection of their financial situation before the divorce because it is a lifetime decision, and this book is full of information and advice about how to accomplish this. I think it would also give women security and peace of mind because the author has thought of everything and written it down for everyone to have between the covers of one book. And the Divorce Financial Checklist at the back of the book assures that nothing will be forgotten. One good way to sum it all up is, don’t make any decisions, or sign anything, until you have read "Divorce: Think Financially, Not Emotionally" by Jeffrey A. Landers.