It's Not Common Cent$

A 30-Day Personal Finance Crash Course for College Students and Young Adults. How to Manage Money, Save Money Fast, Pay off Debt and Invest in the Stock Market.

Young Adult - Non-Fiction
228 Pages
Reviewed on 03/28/2021
Buy on Amazon

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Author Biography

Aaminah spent 5 years working as a Financial Consultant for a large corporate firm. In those 5 years she went from broke Graduate to debt-free CEO. At age 25, Aaminah quit her job by choice to become a full-time entrepreneur. She runs 3 businesses, has 5+ income streams and is a FIRE enthusiast on track to retire by age 40 .

Aaminah's goal is to help college students and young adults to achieve financial freedom, by empowering them with the financial knowledge that no one teaches at school. As CEO of 30-Day Money School Ltd, she is devoted to simplifying personal finance for young people and making it fun to learn about.

Personal Finance is Personal and there is no one-size-fits-all-approach. If you have questions on the content of the book, feel free to reach out to Aaminah in her Facebook group or Instagram page. She offers free coaching and exclusive support to the members of her Facebook group: 30-Day Money School: How to Budget, Save & Invest for Beginners. Her Instagram Handle is: 30 Day Money School.

    Book Review

Reviewed by Paula Lynn McGrew for Readers' Favorite

It's Not Common Cent$, written by Aaminah Amin, is an inspiring financial how-to book. Her fun, engaging writing style on a topic often deemed dull and boring is entertaining and kept me interested. As I turned the pages, I felt like she was alongside me as I read, encouraging me to make responsible fiscal decisions, and coaching me on how to set a goal of putting debt in my past, where it belongs, instead of my future, where it doesn’t. Using words like depreciation, compound interest, and cash flow, she explains these terms in ways more easily understood than net asset value or the fine print on my home’s purchase agreement. Providing pivot tables and algebraic calculations for everything from tracking transactions to sticking to a budget like a pro, she lays out practical, clear steps to achieve financial freedom. I learned that simply knowing how to add and subtract in order to balance my checkbook does not necessarily mean I handle money well, nor does that knowledge transfer to making wise decisions regarding wealth management.

A cheerleader from beginning to end, Aaminah Amin highlights ways to avoid financial pitfalls. Topics of discussion include purchasing life, home, car, and health insurance; paying taxes; and employing multiple income streams to bring in revenue. She points out the need for an action plan, a budget, and consistency - all key to the building blocks that stack one upon the other to produce prosperity instead of debt. The more I read, the tougher the questions I asked myself became: Am I exhibiting good spending habits? Am I buying necessities and practicing delayed gratification? Am I investing in my future in lieu of impulse buying? By the time I finished reading the last chapter, I was confident I can attain my financial goals and assign my money a task, controlling it, instead of the other way around. Putting a positive spin on budgeting, and properly paced for maximum reading enjoyment, It's Not Common Cent$ is an empowering book written for anyone ready to put their money to work today.