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Reviewed by Michael Froilan for Readers' Favorite
Wealth Your Way: A Simple Path To Financial Freedom is precisely what the book's title entails. Living up to its name, this is a tremendously informative book that covers a lot of ground about mapping out the appropriate and lucrative steps to achieving financial independence. As a retired certified public accountant, author Cosmo P. DeStefano presents his expertise and offers valuable gems of advice from the first to the last page. He knowledgeably discusses a significant amount of topics regarding finance and breaks them down in an easy-to-understand manner. Notwithstanding the fact that DeStefano writes for a broad audience, he considerately mentions he aims to help the reader "how to think about personal finance matters rather than what to think." Because similar to success being arguably subjective, so is financial independence. It's not a one-size-fits-all.
Wealth Your Way is one of the best books I've come across regarding the "boring business stuff." Cosmo P. DeStefano doesn't beat you over the head with complicated accounting jargon. His writing style is straight to the point and down-to-earth, proving the age-old truth that simplicity does go a long way. He simplifies terms like "asset allocation," which made me appreciate the book even more because who enjoys reading where you have to pause every other sentence to Google what certain words mean? DeStefano also went to great lengths on the subject of investing. I love that he doesn't advocate "beating the market" but recommends making the right decisions and not being clouded by biased judgment. What I valued the most is that he highlights the cardinal factor in accumulating wealth: Self-Awareness. Because at the end of the day, you're responsible. And after all, as DeStefano proficiently points out, financial independence is personal. There's a chapter about inheritance, and a noteworthy line sticks out: "No matter what else you leave to your children, give them the two gifts that will bear fruit for generations: your unconditional love and the gift of wisdom." Wealth Your Way is definitely a gift that I believe everyone will treasure for a long time to come!