Unconventional Investing

Alternative Strategies Beyond Just Stocks & Bonds and Buy & Hold

Non-Fiction - Business/Finance
274 Pages
Reviewed on 07/12/2014
Buy on Amazon

This author participates in the Readers' Favorite Book Review Exchange Program, which is open to all authors and is completely free. Simply put, you agree to provide an honest review an author's book in exchange for the author doing the same for you. What sites your reviews are posted on (B&N, Amazon, etc.) and whether you send digital (eBook, PDF, Word, etc.) or hard copies of your books to each other for review is up to you. To begin, click the purple email icon to send this author a private email, and be sure to describe your book or include a link to your Readers' Favorite review page or Amazon page.

This author participates in the Readers' Favorite Book Donation Program, which was created to help nonprofit and charitable organizations (schools, libraries, convalescent homes, soldier donation programs, etc.) by providing them with free books and to help authors garner more exposure for their work. This author is willing to donate free copies of their book in exchange for reviews (if circumstances allow) and the knowledge that their book is being read and enjoyed. To begin, click the purple email icon to send this author a private email. Be sure to tell the author who you are, what organization you are with, how many books you need, how they will be used, and the number of reviews, if any, you would be able to provide.

Author Biography

Tim Higgins, CFP®, ChFC®

Tim Higgins is a Certified Financial Planner™ practitioner, Chartered Financial Consultant®, and author of Pay for College Without Sacrificing Your Retirement. He has appeared on the Lou Dobbs radio show, MSNMoney, CNNMoney, and in the Wall Street Journal, Money magazine, SmartMoney magazine, and U.S. News. He was named a Five Star Wealth Manager in Boston magazine.

Tim began managing his own financial planning practice after graduating from Wesleyan University in 1999. He lives in a suburb of Boston and can be found at www.unconventional-investing.com.


Michael Hajek III, CPA

Michael Hajek is a board-certified CPA in practice since graduating from the University of South Florida. He has served as a staff accountant for several leading accounting firms in Pinellas County, Florida, until establishing his own practice with his wife, Karen Hajek, CPA, in 1996.

Based in Saint Petersburg, Hajek & Hajek CPAs PA has focused on assisting business owners with not only the common challenges of accounting, budgeting, and taxation but also providing support for long-term business planning such as expansion and exit planning. As a result of increasing requests from clients, in 2000 the firm developed a customizable part-time CFO service to advise and consult owners on the day-to-day operations and challenges of their business. For more information, including the concierge CFO service, please email MHajekCPA@gmail.com.

    Book Review

Reviewed by Danita Dyess for Readers' Favorite

In Unconventional Investing, Tim Higgins, certified professional planner, and Michael Hajek III, certified professional accountant, totally defy traditional investing methods by supplying irrefutable evidence that confirms one thing: they do not work. For example, the 60/40 rule -- the time-honored notion that your portfolio should be comprised of 60 percent stocks and 40 percent bonds is obsolete. There is no guarantee that this formula will yield a reliable return. Similarly, the venerated buy and hold method -- a doctrine widely used in the investment communities of the ’90s -- will experience volatility and modest gains. They also warn potential investors about guessing the capricious movements of the stock market; the ups and downs are unpredictable. Readers will appreciate the conversational tone and the delivery of sophisticated concepts in layman's terms, with charts, graphs and comments from the world's foremost industry experts.

The cover is simple and apt. Initially, I was not impressed with the contents listed in the Table of Contents. But when I read the material in depth, I realized the material was intended for me, the average person -- not the investment professional. After I finished each chapter, I wanted to know more. Thus, Tim Higgins and Michael Hajek are passionate about their mission to eradicate group thinking which reflects the "old school" thinking that leads to delays resulting in problems with home ownership, retirement options, etc. You can quickly and easily find the specific topics of interest, e.g. tax-efficient investing, trend analysis, etc. Unconventional Investing is highly recommended.